FAQ

Finzmo is a free platform that helps connect you with personal loan rates from one of our lending partners that could work for you

Frequently Asked Questions


Just by entering your personal information to make a request, you will be given a username, and that's when you've become a member.

Yes. Finzmo only uses your information to conduct a quick search and match you with possible lending partners. If you want to know how your personal data is used, see the Privacy Policy section.

You can request $1,000-$100,000.

Nothing! Submitting a request for pre-qualified rates on Finzmo is entirely free.

This varies based on your personal information as well as the rates that each of our respective lenders offers.

Yes! You can provide a landline phone number if you don't have a cell phone.

Yes. If your financing request is granted, the lender will need an account where your requested funds can be deposited.

Absolutely! We partner with some lenders that can approve individuals that rent their homes.

To request pre-qualified rates from Finzmo, you need to have proof of income, be it employment or ownership. Lenders typically want to be certain that you have a source of income to ensure that you can meet your obligations.

No. Finzmo does not partner with any lenders that offer small business loans.

No you do not. However, we would still like to know your reason, but this is only so we can improve our service and better help you.

Yes! We partner with a variety of lending partners, all of which with different parameters for loan approval.

Finzmo’s service consists of searching for loan offers for members. The process of analysis and approval of your request is made by the lender making you an offer. Each of them in turn has its own acceptance process.

A lender might analyze your credit history or look you up in a credit reporting agency.

If your state regulations allow it, you can submit a request for as many loans through Finzmo as you like. Approval is granted by lenders- we cannot say with certainty if or when you will receive any money.

However, our service is built to help make the loan request process be as fast as possible. Once you confirm your request in Finzmo, a lender will typically make you an offer for a loan within just a few minutes, and deposit the loan in as little as one business day if your request is granted.

Our service is always available, and you can submit a request for a new loan the same way as with the first.

Each lender we work with has their own process and will send you all the information you need to make payments accordingly.

Repaying a loan can often be done by direct transfer, credit or debit card, or another format offered by the lender. Keep in touch with your lender and make payments on the correct dates to avoid any extra fees.

The terms of a loan range depending on the respective lender that you will receive the loan from. Before confirming your request, we kindly ask you to carefully read the contractual terms of the lender that has made you an offer. Finzmo is not responsible for any breach of contract.

If you need an extension, you should contact your lender. Please keep in mind that an extension on your loan might incur additional fees or penalties.

Before confirming your financing request with a lender that has made an offer, carefully read the contractual obligations regarding delay or default of payment.

It varies for each lender, but defaulting on your loan might result in your name being reported to a credit reporting agency, a collection agency could be contacted, or other legal actions could be taken to collect payment.

If you are unable to repay your loan, you should inform your lender as soon as possible in order to minimize damage and avoid penalties.

Yes!

For being able to access, obtain and delete your data which you have provided to us, please log in to your account using your login credentials. Once you are logged in, you can easily see, download or delete your data.